Valley Fcu Of Montana Federal Credit Union

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A short history of Valley Fcu Of Montana FCU

Since its inception in 1949 the Valley Fcu Of Montana Federal Credit Union has been serving its members in the BILLINGS, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darla Card, the Valley Fcu Of Montana FCU has grown its membership to over 27,443 with assets of more than $236,766,853. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (406) 656-9100 or email them at valley@valleyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BILLINGS, MT.

General Information For Valley Fcu Of Montana FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24214
Address PO BOX 20417 
City BILLINGS 
State Montana 
Zip-Code 59104
Phone Number (406) 656-9100
Fax Number (406) 655-5085
Email Address: valley@valleyfcu.com
CEO/President Darla Card
Members 27,443 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 236,766,853 
Website http://www.valleyfcu.com 

Compare Valley Fcu Of Montana Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Billings CU Billings FCU 760 Wicks Ln Ste 2 59103 (406) 248-1127 No 0.29
Montana Health CU Montana HealthFCU 3100 2nd Ave N 59103 (406) 259-2000 No 0.56
Homestead CU HOMESTEAD FEDERAL CREDIT UNION 302 N 11th ST 59101 (406) 259-7052 No 0.99
Big Sky CU Big Sky Federal Credit Union 990 Grand Ave 59102 (406) 252-2527 No 1.91
Rimrock CU Rimrock Credit Union 952 Central Ave 59102 (406) 248-3685 No 2.13

Valley Fcu Of Montana Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Valley Fcu Of Montana Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 5.74 5.74 3.99 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 468 414 137 228
Rank Among All Montana Credit Unions 3 43 27 11 13

Valley Fcu Of Montana Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 0.88 0.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 193 196
Rank Among All Montana Credit Unions N/A 13 5 12 10
Valley Fcu Of Montana Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.7402,5944,283,879
All Other Unsecured Loans/Lines of Credit 8.9902,6915,010,404
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.74042110,044,936
Used Vehicle Loans 5.7408,632101,990,697
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99016916,949,461
Total Other Real Estate Loans/Lines of Credit 4.99050813,754,304
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0002,04631,481,777
TOTAL LOANS & LEASES 17,061183,515,458

Valley Fcu Of Montana Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 16416,472,926172,386,999
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5476,53500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1113,394,4609374,642
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 39710,359,844582,912,387
Open-End Fixed Rate 0000
TOTALS 67730,703,765845,674,028

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valley Fcu Of Montana Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes