Zellco Federal Credit Union

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A short history of Zellco FCU

Since its inception in 1935 the Zellco Federal Credit Union has been serving its members in the BOGALUSA, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CAROL NOBLES, the Zellco FCU has grown its membership to over 9,400 with assets of more than $60,673,129. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (985) 732-7522 or email them at zellco@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BOGALUSA, LA.

General Information For Zellco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 871
Address 520 AVENUE V 
State Louisiana 
Zip-Code 70427
Phone Number (985) 732-7522
Fax Number (985) 732-2361
Email Address: zellco@bellsouth.net
Members 9,400 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 60,673,129 
Website http://zellcofcu.org 

Compare Zellco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Municipal Employees CU CU Office 222 Arkansas Ave 70427 (985) 735-3900 No 3.59
Washington Educational Assoc CU WASHINGTON EDUCATIONAL ASSOCIATION FEDERAL CREDIT UNION 308 11TH AVE 70438 (985) 795-1108 No 16.42
Cusa CU Covington Main Office 100 Northpark Blvd 70433 (985) 809-0521 No 23.85
First Castle CU Slidell 1402 Gause Blvd Ste D 70458 (985) 643-1933 No 23.88
S T S P CU Credit Union 620 Lamarque St 70445 (985) 626-1981 No 28.74

Zellco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Zellco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 2.49 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 51 268 229
Rank Among All Louisiana Credit Unions N/A 10 4 39 16

Zellco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A 310 266
Rank Among All Louisiana Credit Unions 14 45 N/A 58 39
Zellco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.9901,5384,323,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.99012523,374
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901633,712,323
Used Vehicle Loans 2.4907228,364,978
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00022813,263,343
Total Other Real Estate Loans/Lines of Credit 5.000832,069,272
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9904123,313,201
TOTAL LOANS & LEASES 3,27135,070,195

Zellco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1999,788,1269779,106
    a. > 15 years 263,062,993172,394
    b. 15 Years or less 3412,22400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 832,069,2725259,003
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 31115,332,615151,110,503


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Zellco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes