Wymar Federal Credit Union

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A short history of Wymar FCU

Since its inception in 1958 the Wymar Federal Credit Union has been serving its members in the Geismar, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronnie Stephens, the Wymar FCU has grown its membership to over 4,295 with assets of more than $106,519,125. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (225) 673-7191 or email them at wymar@wymarfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Geismar, LA.

General Information For Wymar FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12330
Address PO Box 457 
City Geismar 
State Louisiana 
Zip-Code 70734
Phone Number (225) 673-7191
Fax Number (225) 612-6405
Email Address: wymar@wymarfcu.com
CEO/President Ronnie Stephens
Members 4,295 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 106,519,125 
Website http://www.wymarfcu.com 

Compare Wymar Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shell Geismar CU Shell Geismar FCU 38307 LA - 30 70734 (225) 647-1111 No 2.85
Geismar Complex CU GCFCU 35294 Highway 30 70734 (225) 673-3371 No 2.91
Ascension CU Main Office 2430 S Burnside Ave 70707 (225) 621-2800 No 5.30
Loup Employees CU Main office PO Box 357 70707 (225) 562-3951 No 5.35
Bayou Community CU Bayou Community FCU - Syngenta Branch 3905 Highway 75 70776 (225) 642-1548 No 6.24

Wymar Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wymar Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 3.90 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 190 174 260
Rank Among All Louisiana Credit Unions N/A 18 19 21 20

Wymar Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.50 N/A 1.00 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 66 N/A 174 125
Rank Among All Louisiana Credit Unions 8 21 N/A 18 12
Wymar Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.7503821,488,292
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90047711,450,681
Used Vehicle Loans 3.9005858,952,759
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25066436,637,250
Total Other Real Estate Loans/Lines of Credit 5.2501372,889,072
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5003274,676,614
TOTAL LOANS & LEASES 2,57266,094,668

Wymar Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 513,786,464174,362,628
    b. 15 Years or less 53217,672,127252,712,160
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 264,786,641184,582,500
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5510,392,01871,699,600


Closed-End Fixed Rate 1372,889,07211343,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 80139,526,3227813,699,888


Interest Only & Payment Option 1st Mortgage Loans 264,786,6414,582,500
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wymar Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes