Wjc Federal Credit Union

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A short history of Wjc FCU

Since its inception in 1982 the Wjc Federal Credit Union has been serving its members in the DAMASCUS, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Finley, the Wjc FCU has grown its membership to over 841 with assets of more than $4,059,670. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (276) 475-5596 or email them at cmfederal@embarqmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DAMASCUS, VA.

General Information For Wjc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23938
Address PO BOX 841 
State Virginia 
Zip-Code 24236
Phone Number (276) 475-5596
Fax Number (276) 475-3412
Email Address: cmfederal@embarqmail.com
CEO/President Richard Finley
Members 841 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,059,670 
Website http://wjcfederal.com 

Compare Wjc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mountain Empire CU MOUNTAIN EMPIRE FEDERAL CREDIT UNION 1413 N MAIN ST 24354 (276) 782-9639 No 19.18
Suncomp Employees CU SUNCOMP EFCU 15185 INDUSTRIAL PARK RD 24202 (276) 645-2427 No 19.42
Bristol Va School System CU Bristol VA School System FCU 220 Lee St 24201 (276) 821-5647 No 24.57
United Southeast CU Lebanon Branch 1672 E Main St 24266 (276) 415-9130 No 26.94

Wjc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wjc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.50 10.00 N/A 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 209 740 N/A 431
Rank Among All Virginia Credit Unions N/A 34 88 N/A 52

Wjc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 N/A 0.45 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 N/A 274 N/A
Rank Among All Virginia Credit Unions N/A 15 N/A 50 N/A
Wjc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0002261,311,774
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.50035572,591
Used Vehicle Loans 10.0001751,165,501
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.000347,071
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.00056354,693
TOTAL LOANS & LEASES 4953,451,630

Wjc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 347,07100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 347,07100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wjc Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No