United Southeast Federal Credit Union

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A short history of United Southeast FCU

Since its inception in 1941 the United Southeast Federal Credit Union has been serving its members in the Bristol, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janice Jones, the United Southeast FCU has grown its membership to over 17,687 with assets of more than $159,929,234. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (423) 989-2100 or email them at administration@usfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bristol, TN.

General Information For United Southeast FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4714
Address 1545 Bluff City Highway 
City Bristol 
State Tennessee 
Zip-Code 37620
Phone Number (423) 989-2100
Fax Number (423) 989-2182
Email Address: administration@usfcu.org
CEO/President Janice Jones
Members 17,687 
Full-Time Employees 47 
Part-Time Employees
Number of Branch Offices
Total Assets 159,929,234 
Website http://usfcu.org 

Compare United Southeast Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bristol Va School System CU Bristol VA School System FCU 220 Lee St 24201 (276) 821-5647 No 7.18
Suncomp Employees CU SUNCOMP EFCU 15185 INDUSTRIAL PARK RD 24202 (276) 645-2427 No 9.04
Mountain Lakes Community CU Piney Flats Office 5271 Highway 11 E 37686 (423) 538-3151 No 13.80
Happy Valley CU Happy Valley Credit Union 210 E C St 37644 (423) 542-6078 No 15.28
Northeast Community CU Roan Mountain Branch 8301 Highway 19 E 37687 (423) 772-3115 No 16.09

United Southeast Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


United Southeast Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 2.49 2.49 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 83 51 138 132
Rank Among All Tennessee Credit Unions 29 18 3 24 12

United Southeast Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.15 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 124 208 185
Rank Among All Tennessee Credit Unions N/A 14 20 20 17
United Southeast Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9903,2209,456,216
All Other Unsecured Loans/Lines of Credit 10.9901,1104,163,961
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4904429,735,250
Used Vehicle Loans 2.4903,09835,054,781
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00021917,591,653
Total Other Real Estate Loans/Lines of Credit 4.25050827,059,025
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9907027,885,374
TOTAL LOANS & LEASES 9,299110,946,260

United Southeast Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15114,330,24371,044,875
    b. 15 Years or less 492,478,4823193,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 10176,39600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9606,53200

OTHER REAL ESTATE

Closed-End Fixed Rate 852,016,14400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 42325,042,881211,395,000
Open-End Fixed Rate 0000
TOTALS 72744,650,678312,632,875

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Southeast Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes