Whiting Refinery Federal Credit Union

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A short history of Whiting Refinery FCU

Since its inception in 1935 the Whiting Refinery Federal Credit Union has been serving its members in the Whiting, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Boyle, the Whiting Refinery FCU has grown its membership to over 2,398 with assets of more than $47,350,885. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (219) 659-3254 or email them at wrfcu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Whiting, IN.

General Information For Whiting Refinery FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 198
Address 1339 119th St 
City Whiting 
State Indiana 
Zip-Code 46394
Phone Number (219) 659-3254
Fax Number (219) 659-0790
Email Address: wrfcu@sbcglobal.net
CEO/President Julie Boyle
Members 2,398 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 47,350,885 
Website http://www.wrfcu.org 

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Address
Zip Code
Phone Number
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Distance (Miles)
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Whiting Refinery Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Whiting Refinery Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 2.99 3.75 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 91 102 N/A
Rank Among All Indiana Credit Unions N/A 2 10 13 N/A

Whiting Refinery Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 N/A 1.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 N/A 118 N/A
Rank Among All Indiana Credit Unions N/A 13 N/A 14 N/A
Whiting Refinery Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.000137689,853
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901132,056,640
Used Vehicle Loans 2.99043791,490
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750578,008,375
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.99039305,969
TOTAL LOANS & LEASES 38911,852,327

Whiting Refinery Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 316,593,98151,103,650
    b. 15 Years or less 251,363,30600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 151,08800

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 578,008,37551,103,650

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Whiting Refinery Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes