Finans Federal Credit Union

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A short history of Finans FCU

Since its inception in 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Aileen Irizarry, the Finans FCU has grown its membership to over 1,856 with assets of more than $10,319,412. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (219) 844-3125 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAMMOND, IN.

General Information For Finans FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1457
Address 7017 KENNEDY AVE 
State Indiana 
Zip-Code 46323
Phone Number (219) 844-3125
Fax Number (219) 844-2540
Email Address:
CEO/President Aileen Irizarry
Members 1,856 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,319,412 

Compare Finans Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Regional CU Valparaiso 2801 Boilermaker Ct 46383 (219) 548-6800 No 0.45
Great Horizons CU Main branch 7550 Hohman Ave 46321 (219) 513-8872 No 3.50
Hammond Firefighters Assn. CU Station #1 4949 Calumet Ave 46327 (219) 937-1602 No 3.65
East Chicago Firemen's CU Central Fire Station 3901 Indianapolis Blvd 46312 (219) 397-6921 No 3.91
Gary Police Department Employees CU MAIN OFFICE 555 POLK St Ste 2017 46402 (219) 881-4774 No 5.59

Finans Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Finans Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.50 2.99 9.50 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 84 91 487 341
Rank Among All Indiana Credit Unions 52 9 10 65 50

Finans Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.00 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 174 243
Rank Among All Indiana Credit Unions N/A 29 26 27 43
Finans Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900210173,345
All Other Unsecured Loans/Lines of Credit 9.000234779,468
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0005629,841
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50056948,572
Used Vehicle Loans 2.9901361,443,944
Total 1st Mortgage Real Estate Loans/Lines of Credit 9.5005374,499
Total Other Real Estate Loans/Lines of Credit 6.000462,437
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5501153,627
TOTAL LOANS & LEASES 7123,865,733

Finans Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5374,49900
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 462,437121,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 9436,936121,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Finans Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes