Valley Bell Federal Credit Union

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A short history of Valley Bell FCU

Since its inception in 1939 the Valley Bell Federal Credit Union has been serving its members in the CHARLESTON, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by HARRY BAILEY, the Valley Bell FCU has grown its membership to over 124 with assets of more than $160,145. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 344-2511 or email them at HLBAILEY@UNITEDDAIRY.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHARLESTON, WV.

General Information For Valley Bell FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3488
Address 508 ROANE ST 
City CHARLESTON 
State West Virginia 
Zip-Code 25302
Phone Number (304) 344-2511
Fax Number (304) 344-2518
Email Address: HLBAILEY@UNITEDDAIRY.COM
CEO/President HARRY BAILEY
Members 124 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 160,145 
Website  

Compare Valley Bell Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wv National Guard CU Main Office 1512 Coonskin Dr 25311 (304) 342-2422 No 1.86
Local No. 317 I.a.f.f. CU Main Branch 205A Tennessee Ave 25337 (304) 345-9790 No 4.13
Members Choice Wv CU Members Choice WV FCU 201 Ohio Ave 25362 (304) 346-5242 No 4.20
The State CU 2200 WASHINGTON STREET E 2200 WASHINGTON ST E 25305 (304) 558-0566 No 4.25
Charleston CU MAIN OFFICE 300 VIRGINIA ST E RM 4203 25301 (304) 347-3393 No 4.26

Valley Bell Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Valley Bell Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A N/A N/A N/A N/A
Rank Among All West Virginia Credit Unions N/A N/A N/A N/A N/A

Valley Bell Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A N/A N/A
Rank Among All West Virginia Credit Unions N/A N/A N/A N/A N/A
Valley Bell Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.0001276,494
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 0.00000
Used Vehicle Loans 0.00000
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 1276,494

Valley Bell Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valley Bell Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No