Charleston Federal Credit Union

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A short history of Charleston FCU

Since its inception in 1959 the Charleston Federal Credit Union has been serving its members in the CHARLESTON, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LEON KNAPP, the Charleston FCU has grown its membership to over 1,268 with assets of more than $9,731,924. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 347-3393 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHARLESTON, WV.

General Information For Charleston FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12922
Address 300 VIRGINIA ST E RM 4203 
State West Virginia 
Zip-Code 25301
Phone Number (304) 347-3393
Fax Number (304) 347-3396
Email Address:
Members 1,268 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,731,924 

Compare Charleston Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Local No. 317 I.a.f.f. CU Main Branch 205A Tennessee Ave 25337 (304) 345-9790 No 0.33
Pioneer West Virginia CU Guyandotte 416 Main St 25702 (304) 348-6648 No 0.50
Cha-tel CU Cha Tel 1500 Maccorkle Ave SE 25314 (304) 344-3330 No 0.88
Members Choice Wv CU Members Choice WV FCU 201 Ohio Ave 25362 (304) 346-5242 No 1.07
Star Usa CU Star USA - Main Office 1 Cantley Dr 25314 (304) 357-2319 No 1.20

Charleston Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Charleston Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.25 5.75 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 311 416 N/A N/A
Rank Among All West Virginia Credit Unions N/A 33 37 N/A N/A

Charleston Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.35 N/A 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 81 N/A 302 N/A
Rank Among All West Virginia Credit Unions 8 11 N/A 33 N/A
Charleston Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.0002401,674,303
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2501211,812,208
Used Vehicle Loans 5.7501161,195,211
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.00024132,349
TOTAL LOANS & LEASES 5014,814,071

Charleston Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Charleston Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes