Members Choice Wv Federal Credit Union

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A short history of Members Choice Wv FCU

Since its inception in 1942 the Members Choice Wv Federal Credit Union has been serving its members in the Charleston, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephanie Rippetoe, the Members Choice Wv FCU has grown its membership to over 6,877 with assets of more than $85,489,135. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 346-5242 or email them at srippetoe@wvdsl.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Charleston, WV.

General Information For Members Choice Wv FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4969
Address P O Box 20040 
City Charleston 
State West Virginia 
Zip-Code 25362
Phone Number (304) 346-5242
Fax Number (304) 346-5262
Email Address: srippetoe@wvdsl.net
CEO/President Stephanie Rippetoe
Members 6,877 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 85,489,135 
Website http://www.memberschoicewv.com 

Compare Members Choice Wv Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Local No. 317 I.a.f.f. CU Main Branch 205A Tennessee Ave 25337 (304) 345-9790 No 0.38
Charleston CU MAIN OFFICE 300 VIRGINIA ST E RM 4203 25301 (304) 347-3393 No 0.43
Pioneer West Virginia CU Guyandotte 416 Main St 25702 (304) 348-6648 No 0.50
Cha-tel CU Cha Tel 1500 Maccorkle Ave SE 25314 (304) 344-3330 No 0.89
Star Usa CU Star USA - Main Office 1 Cantley Dr 25314 (304) 357-2319 No 1.14

Members Choice Wv Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Members Choice Wv Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.53 4.16 4.90 4.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 213 220 257 215
Rank Among All West Virginia Credit Unions 10 20 17 22 15

Members Choice Wv Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 N/A 0.40 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 N/A 284 166
Rank Among All West Virginia Credit Unions 8 16 N/A 29 10
Members Choice Wv Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990972878,006
All Other Unsecured Loans/Lines of Credit 10.6201,0151,775,552
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5305257,492,231
Used Vehicle Loans 4.1606137,284,805
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.900312,766,804
Total Other Real Estate Loans/Lines of Credit 4.8801815,110,029
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1702422,865,980
TOTAL LOANS & LEASES 3,57928,173,407

Members Choice Wv Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,351,5932250,000
    b. 15 Years or less 9558,39200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 10856,81900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1815,110,02914654,529
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 2127,876,83316904,529

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Choice Wv Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes