Three Rivers Credit Union

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A short history of Three Rivers CU

Since its inception in 1955 the Three Rivers Credit Union has been serving its members in the BAINBRIDGE, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Wanda Miller, the Three Rivers CU has grown its membership to over 4,664 with assets of more than $15,514,750. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (229) 243-8131 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BAINBRIDGE, GA.

General Information For Three Rivers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67913
Address PO BOX 160 
State Georgia 
Zip-Code 39818
Phone Number (229) 243-8131
Fax Number (229) 243-8720
Email Address: none
CEO/President Wanda Miller
Members 4,664 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,514,750 

Compare Three Rivers Credit Union To Other Local Credit Unions

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Three Rivers Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Three Rivers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.90 7.00 4.25 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 387 545 174 200
Rank Among All Georgia Credit Unions N/A 55 59 16 10

Three Rivers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 1.25 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 126 192
Rank Among All Georgia Credit Unions N/A 15 N/A 3 13
Three Rivers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.500323539,209
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.90026316,394
Used Vehicle Loans 7.0005404,162,207
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250251,081,680
Total Other Real Estate Loans/Lines of Credit 4.75012179,103
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.000117918,969
TOTAL LOANS & LEASES 1,0437,197,562

Three Rivers Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 251,081,68000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 316,01800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 9163,08500
Open-End Fixed Rate 0000
TOTALS 371,260,78300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Three Rivers Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes