The New Horizons Federal Credit Union

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A short history of The New Horizons FCU

Since its inception in 1960 the The New Horizons Federal Credit Union has been serving its members in the WEST POINT, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by VICKIE BAGWELL, the The New Horizons FCU has grown its membership to over 3,805 with assets of more than $9,844,236. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (662) 494-7700 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WEST POINT, MS.

General Information For The New Horizons FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24886
Address 7290 HWY 45 ALT. 
City WEST POINT 
State Mississippi 
Zip-Code 39773
Phone Number (662) 494-7700
Fax Number (662) 494-7064
Email Address: ----
CEO/President VICKIE BAGWELL
Members 3,805 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,844,236 
Website http://mynhcu.net 

Compare The New Horizons Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ampot CU Disaster Recovery Site 40481 Old Highway 45 S 39746 (662) 343-8793 No 17.35
Triangle CU Main Office - CAFB 160 Similer Blvd 39705 (662) 434-6052 No 18.11
Cm Members CU Columbus Municipal Credit Union 1968 6th St N 39703 (662) 327-3030 No 21.32
Muw Employees CU MUW EMPLOYEES' FCU 412 Zouave Drive 39701 (662) 327-2500 No 22.37
Twin States CU Twin States Federal Credit Union 59 Yorkville Park Sq 39702 (662) 327-7666 No 24.50

The New Horizons Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


The New Horizons Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.90 6.59 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 262 508 373 N/A
Rank Among All Mississippi Credit Unions N/A 18 25 17 N/A

The New Horizons Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.45 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 274 N/A
Rank Among All Mississippi Credit Unions N/A 21 N/A 30 N/A
The New Horizons Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.990443519,705
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.90027527,790
Used Vehicle Loans 6.5903233,050,434
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000492,396
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 14.0001951,222,175
TOTAL LOANS & LEASES 9925,412,500

The New Horizons Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 492,39600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 492,39600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The New Horizons Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes