St. Joseph Teachers' Credit Union

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A short history of St. Joseph Teachers' CU

Since its inception in 1931 the St. Joseph Teachers' Credit Union has been serving its members in the SAINT JOSEPH, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jaunita Herrera, the St. Joseph Teachers' CU has grown its membership to over 1,422 with assets of more than $8,441,300. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (816) 233-5544 or email them at jaunita@sjtcreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAINT JOSEPH, MO.

General Information For St. Joseph Teachers' CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67708
Address 2316 VILLAGE DRIVE 
City SAINT JOSEPH 
State Missouri 
Zip-Code 64506
Phone Number (816) 233-5544
Fax Number (816) 232-9608
Email Address: jaunita@sjtcreditunion.com
CEO/President Jaunita Herrera
Members 1,422 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,441,300 
Website http://SJTCREDITUNION.COM 

Compare St. Joseph Teachers' Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
District One Highway CU District One Highway Credit Union 3011 N Belt Hwy Ste B 64506 (816) 387-2423 No 0.47
Postal & Community CU District 1 Highway Credit Union 3602 N Belt Hwy 64506 (816) 387-2465 No 0.86
Goetz CU Goetz credit union 1905 Howard St 64501 (816) 232-8754 No 2.21
Lovers Lane CU Lovers Lane Credit Union 1502 S Belt Hwy Ste A 64507 (816) 364-4000 No 2.86
Stationery CU Stationery Credit Union 1402 S 10th St 64503 (816) 279-7804 No 3.64

St. Joseph Teachers' Credit Union Financial Performance Charts


Performance Charts

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Financial Data


St. Joseph Teachers' Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.70 6.15 N/A 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 237 458 N/A 475
Rank Among All Missouri Credit Unions 34 40 65 N/A 51

St. Joseph Teachers' Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All Missouri Credit Unions N/A 21 N/A N/A N/A
St. Joseph Teachers' Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.90069121,977
All Other Unsecured Loans/Lines of Credit 14.140200251,445
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.70038521,978
Used Vehicle Loans 6.1501511,546,760
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 8.00017,644
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.18092482,281
TOTAL LOANS & LEASES 5512,932,085

St. Joseph Teachers' Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 17,64400
Open-End Fixed Rate 0000
TOTALS 17,64400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Joseph Teachers' Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes