Service 1st Credit Union

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A short history of Service 1st CU

Since its inception in 1954 the Service 1st Credit Union has been serving its members in the Greenville, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Bailey, the Service 1st CU has grown its membership to over 5,778 with assets of more than $57,445,651. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (903) 457-4686 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Greenville, TX.

General Information For Service 1st CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67645
Address PO Box 8155 
City Greenville 
State Texas 
Zip-Code 75404
Phone Number (903) 457-4686
Fax Number (903) 457-7138
Email Address: none
CEO/President Michael Bailey
Members 5,778 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 57,445,651 

Compare Service 1st Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Redeemer CU Office 515 County Road 1118 75401 (903) 213-6010 No 8.01

Service 1st Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Service 1st Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.00 2.00 4.00 4.25 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 26 35 203 174 N/A
Rank Among All Texas Credit Unions 4 10 72 49 N/A

Service 1st Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 324 276
Rank Among All Texas Credit Unions N/A 43 N/A 113 73
Service 1st Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.0001,0152,402,135
All Other Unsecured Loans/Lines of Credit 6.0004731,194,917
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.0005,41514,010,528
Used Vehicle Loans 4.0007,9727,865,832
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250403,936,572
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001301,199,296
TOTAL LOANS & LEASES 15,04530,609,280

Service 1st Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,125,9095792,150
    b. 15 Years or less 3138,01700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 282,672,6465482,600


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 403,936,572101,274,750


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Service 1st Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes