Rio Grande Valley Credit Union

Social
  • +1

A short history of Rio Grande Valley CU

Since its inception in 1954 the Rio Grande Valley Credit Union has been serving its members in the Harlingen, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Allyson Morrow, the Rio Grande Valley CU has grown its membership to over 15,822 with assets of more than $96,022,203. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (956) 423-5792 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Harlingen, TX.

General Information For Rio Grande Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61734
Address 1221 Morgan Blvd 
City Harlingen 
State Texas 
Zip-Code 78550
Phone Number (956) 423-5792
Fax Number (956) 423-3105
Email Address: none
CEO/President Allyson Morrow
Members 15,822 
Full-Time Employees 32 
Part-Time Employees 16 
Number of Branch Offices
Total Assets 96,022,203 
Website http://www.rgvcu.coop 

Compare Rio Grande Valley Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sugar Growers CU Sugar Growers FCU 2.5 Miles W. Hwy 107 78593 (956) 636-1411 No 9.02
Valley CU Harlingen Branch 1613 W Filmore Ave 78550 (956) 425-5668 No 25.37
Brownsville City Employees CU BROWNSVILLE CITY EMPLOYEES FCU 1001 E ELIZABETH ST 78522 (956) 548-6041 No 26.23

Rio Grande Valley Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Rio Grande Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.00 3.27 4.09 4.33 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 46 177 213 184 N/A
Rank Among All Texas Credit Unions 7 66 76 53 N/A

Rio Grande Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.12 N/A 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 124 N/A 284 243
Rank Among All Texas Credit Unions 38 45 N/A 97 61
Rio Grande Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.0001,4653,242,265
All Other Unsecured Loans/Lines of Credit 10.3302,2616,174,615
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2704069,062,905
Used Vehicle Loans 4.0901,28116,009,379
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.330876,728,481
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9205024,411,311
TOTAL LOANS & LEASES 6,00245,628,956

Rio Grande Valley Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 383,685,1911122,100
    b. 15 Years or less 493,043,29000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 876,728,4811122,100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rio Grande Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes