Richland Parish Schools Federal Credit Union

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A short history of Richland Parish Schools FCU

Since its inception in 1977 the Richland Parish Schools Federal Credit Union has been serving its members in the Rayville, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beverly Gresham, the Richland Parish Schools FCU has grown its membership to over 199 with assets of more than $683,906. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (318) 728-5964 or email them at bgresham@richland.k12.la.us to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rayville, LA.

General Information For Richland Parish Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22785
Address 411 Foster Street, c/o Beverly Gres 
City Rayville 
State Louisiana 
Zip-Code 71269
Phone Number (318) 728-5964
Fax Number (318) 728-6362
Email Address: bgresham@richland.k12.la.us
CEO/President Beverly Gresham
Members 199 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 683,906 
Website http://www.richland.k12.la.us/credi 

Compare Richland Parish Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
District 05 Dotd CU Dist 05 DOTD FCU 8010 DeSiard St 71211 (318) 342-0146 No 14.76
Louisiana Machinery Employees CU Louisiana Machinery Employees Federal Credit Union 2414 Ferrand St Ste 4 71201 (318) 342-9722 No 15.01
Federal Employees CU MAIN OFFICE 416 SHERIDAN AVE 71211 (318) 387-3215 No 17.13
West Monroe CU West Monroe FCU 211 Cypress St 71291 (318) 387-2896 No 19.07
Ouachita Valley CU Ouachita Valley FCU 3170 Sterlington Rd 71203 (318) 807-1602 No 19.72

Richland Parish Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Richland Parish Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A N/A 15.04 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A N/A 814 N/A N/A
Rank Among All Louisiana Credit Unions N/A N/A 112 N/A N/A

Richland Parish Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A N/A N/A
Rank Among All Louisiana Credit Unions N/A 21 N/A N/A N/A
Richland Parish Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.96082198,931
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 0.00000
Used Vehicle Loans 15.040235,222
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 84234,153

Richland Parish Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Richland Parish Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No