Poly Scientific Employees Federal Credit Union

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A short history of Poly Scientific Employees FCU

Since its inception in 1960 the Poly Scientific Employees Federal Credit Union has been serving its members in the BLACKSBURG, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Blankenship, the Poly Scientific Employees FCU has grown its membership to over 831 with assets of more than $8,721,227. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (540) 443-4140 or email them at PSEFCU6@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BLACKSBURG, VA.

General Information For Poly Scientific Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13544
Address 1213 N MAIN ST 
City BLACKSBURG 
State Virginia 
Zip-Code 24060
Phone Number (540) 443-4140
Fax Number (540) 953-7482
Email Address: PSEFCU6@aol.com
CEO/President Michael Blankenship
Members 831 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,721,227 
Website  

Compare Poly Scientific Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Inland Motor Employees CU Rock Rd. Branch 201 W Rock Rd 24141 (540) 639-9046 No 12.07
First Nrv CU First NRV Federal Credit Union 205 Oak St 24343 (276) 728-9878 No 12.55
G E A Employees CU GEA Employees FCU 100 Deerfield Acres St 24134 (540) 921-2404 No 15.88
Kemba Roanoke CU KEMBA ROANOKE LYNCHBURG 3403 CANDLERS MOUNTAIN RD 24502 (434) 846-3393 No 18.05
Celco Community CU Celco Community Pembroke Branch 5862 Virginia Ave 24502 (540) 626-2700 No 20.41

Poly Scientific Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Poly Scientific Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 8.50 5.80 5.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 664 354 322
Rank Among All Virginia Credit Unions N/A 16 81 44 41

Poly Scientific Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A N/A N/A
Rank Among All Virginia Credit Unions N/A 8 N/A N/A N/A
Poly Scientific Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000264649,577
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90034637,535
Used Vehicle Loans 8.50047349,309
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.80019725,321
Total Other Real Estate Loans/Lines of Credit 5.800112,502
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.00013,439
TOTAL LOANS & LEASES 3662,377,683

Poly Scientific Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16715,12400
    b. 15 Years or less 310,19700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 112,50200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 20737,82300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Poly Scientific Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No