Mopac Employees Federal Credit Union

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A short history of Mopac Employees FCU

Since its inception in 1936 the Mopac Employees Federal Credit Union has been serving its members in the Palestine, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bernice Carrell, the Mopac Employees FCU has grown its membership to over 2,343 with assets of more than $14,769,236. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (903) 729-3226 or email them at mopac@flash.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Palestine, TX.

General Information For Mopac Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1129
Address PO Box 205 
City Palestine 
State Texas 
Zip-Code 75802
Phone Number (903) 729-3226
Fax Number (903) 723-7336
Email Address: mopac@flash.net
CEO/President Bernice Carrell
Members 2,343 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,769,236 
Website http://www.mopaccu.com 

Compare Mopac Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Trinity Valley Teachers CU TVTCU 3301 S Loop 256 75802 (903) 729-0207 No 1.73
Anderson County CU Anderson County Federal Credit Union 2307 W Oak St 75802 (903) 729-6788 No 1.86
Cherokee County CU Cherokee County Federal Credit Union 144 N Henderson St 75785 (903) 683-2527 No 28.32
Cherokee County Teachers CU CHEROKEE COUNTY TEACHERS FCU 145 FM 2972 W 75785 (903) 683-2630 No 28.54

Mopac Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mopac Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 4.13 4.60 N/A 6.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 296 278 N/A 390
Rank Among All Texas Credit Unions 111 112 101 N/A 101

Mopac Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.14 0.16 N/A 0.38 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 111 117 N/A 288 250
Rank Among All Texas Credit Unions 28 42 N/A 98 64
Mopac Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900115182,104
All Other Unsecured Loans/Lines of Credit 13.0603441,000,972
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.130932,597,854
Used Vehicle Loans 4.6002904,464,845
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.4908209,304
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.3402012,863,923
TOTAL LOANS & LEASES 1,05111,319,002

Mopac Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 8209,30400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 8209,30400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mopac Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes