Mississippi Central Federal Credit Union

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A short history of Mississippi Central FCU

Since its inception in 1986 the Mississippi Central Federal Credit Union has been serving its members in the Morton, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nellie Gray, the Mississippi Central FCU has grown its membership to over 1,032 with assets of more than $3,269,980. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (601) 732-8887 or email them at nelgra@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Morton, MS.

General Information For Mississippi Central FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24273
Address 5134 Highway 80 
City Morton 
State Mississippi 
Zip-Code 39117
Phone Number (601) 732-8887
Fax Number (601) 732-1795
Email Address: nelgra@bellsouth.net
CEO/President Nellie Gray
Members 1,032 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,269,980 
Website  

Compare Mississippi Central Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mississippi National Guard CU Vital Records 142 Military Dr 39232 (601) 932-5194 No 25.76
Statewide CU Columbus Branch 1530 Gardner Blvd 39232 (668) 843-7370 No 27.33
Brightview CU Ridgeland 713 S Pear Orchard Rd Ste 101 39157 (601) 977-9468 No 27.62
Pearl Municipal CU Pearl Municipal Credit Union 2878 Teasley Dr 39157 (601) 259-2347 No 29.15
Ecm CU Corporate Office 665 Highland Colony Pkwy 39158 (601) 605-8600 No 29.23

Mississippi Central Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mississippi Central Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A N/A 15.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A N/A 813 N/A N/A
Rank Among All Mississippi Credit Unions N/A N/A 56 N/A N/A

Mississippi Central Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 2.00 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 18 N/A N/A N/A
Rank Among All Mississippi Credit Unions N/A 5 N/A N/A N/A
Mississippi Central Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.0001,2511,127,195
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00013939,840
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 0.00000
Used Vehicle Loans 15.00097898,663
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 14.33023119,911
TOTAL LOANS & LEASES 1,5102,185,609

Mississippi Central Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mississippi Central Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No