Junior College Federal Credit Union

Social
  • +1

A short history of Junior College FCU

Since its inception in 1968 the Junior College Federal Credit Union has been serving its members in the Perkinston, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Rogers, the Junior College FCU has grown its membership to over 628 with assets of more than $1,671,243. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (601) 528-8918 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Perkinston, MS.

General Information For Junior College FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18989
Address P. O. Box 609 
City Perkinston 
State Mississippi 
Zip-Code 39573
Phone Number (601) 528-8918
Fax Number (601) 528-8962
Email Address: none
CEO/President Debra Rogers
Members 628 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,671,243 
Website  

Compare Junior College Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gulf Coast Community CU Bay St Louis Branch 295 Highway 90 Ste 27 39503 (228) 466-9975 No 14.74
Harrison County P O E CU Office 1976 Popps Ferry Rd 39532 (228) 896-0038 No 20.00
Keesler CU RAF Mildenhall Unit 5010 09459 5561 No 20.41
Credit Union South CU Credit Union South 12460 Highway 49 Ste A 39503 (228) 207-4767 No 20.69
Memorial CU MEMORIAL FEDERAL CREDIT UNION 4500 13th St 39502 (228) 865-3142 No 21.81

Junior College Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Junior College Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.03 10.70 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 400 763 N/A N/A
Rank Among All Mississippi Credit Unions N/A 37 48 N/A N/A

Junior College Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A N/A N/A
Rank Among All Mississippi Credit Unions N/A 21 N/A N/A N/A
Junior College Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.910140199,978
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.030542,871
Used Vehicle Loans 10.70033277,309
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 178520,158

Junior College Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Junior College Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No