Huntington C & O Railway Employees Federal Credit Union

A short history of Huntington C & O Railway Employees FCU

Since its inception in 1934 the Huntington C & O Railway Employees Federal Credit Union has been serving its members in the Huntington, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris Hutchison, the Huntington C & O Railway Employees FCU has grown its membership to over 6,083 with assets of more than $37,702,244. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 522-7998 or email them at info@c-ocreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Huntington, WV.

General Information For Huntington C & O Railway Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Huntington C & O Railway Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Pace CU	Pace Federal Credit Union	502 8th St	25701	(304) 399-5230	No	0.04
Huntington West Va Firemens CU	Main Office	839 7th Ave	25721	(304) 523-8321	No	0.23
Cabway Telco CU	Main	1135 6th Ave	25701	(304) 522-7752	No	0.37
Appalachian Power Employees CU	MAIN OFFICE	1122 7TH AVE	25701	(304) 696-1399	No	0.41
Huntingtonized CU	481 8th Ave West	481 8th Ave W	25701	(304) 528-2400	No	0.99

Huntington C & O Railway Employees Federal Credit Union Financial Performance Charts

Financial Data

Huntington C & O Railway Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.25	3.00	3.00	4.25	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	178	146	92	174	N/A
Rank Among All West Virginia Credit Unions	6	14	6	13	N/A

Huntington C & O Railway Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.15	N/A	0.40	0.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	119	N/A	284	227
Rank Among All West Virginia Credit Unions	8	19	N/A	29	21

Huntington C & O Railway Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.250	322	465,073
All Other Unsecured Loans/Lines of Credit	7.500	503	1,708,194
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.000	414	9,288,179
Used Vehicle Loans	3.000	1,257	16,227,808
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.250	117	4,785,163
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	7.500	236	1,545,401
TOTAL LOANS & LEASES		2,849	34,019,818

Huntington C & O Railway Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	116	4,716,346	11	555,600
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	1	68,817	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	117	4,785,163	11	555,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Huntington C & O Railway Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes