Howard County School Em Federal Credit Union

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A short history of Howard County School Em FCU

Since its inception in 1964 the Howard County School Em Federal Credit Union has been serving its members in the Kokomo, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Ludwig, the Howard County School Em FCU has grown its membership to over 2,743 with assets of more than $32,272,393. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (765) 453-6688 or email them at hcsefcu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kokomo, IN.

General Information For Howard County School Em FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16065
Address 105 W Southway Blvd 
City Kokomo 
State Indiana 
Zip-Code 46902
Phone Number (765) 453-6688
Fax Number (765) 453-4887
Email Address: hcsefcu@sbcglobal.net
CEO/President Susan Ludwig
Members 2,743 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,272,393 
Website  

Compare Howard County School Em Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Solidarity Community CU Community Branch 118 N Dixon Rd 46901 (765) 453-4020 No 2.04
Financial Builders CU Financial Builders Federal Credit Union 2828 S Lafountain St 46902 (765) 455-0500 No 2.13
City Of Firsts Community CU Main Office 1120 S Main St 46903 (765) 454-5590 No 3.13
Haynes Community CU Haynes Community Federal Credit Union 1801 S Park Rd 46904 (765) 456-3043 No 3.37
Kokomo Heritage CU Kokomo Heritage Federal Credit Union 901 S Courtland Ave 46901 (765) 457-8209 No 3.56

Howard County School Em Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Howard County School Em Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 2.90 6.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 84 373 132
Rank Among All Indiana Credit Unions N/A 21 9 58 16

Howard County School Em Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A 1.00 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A 174 49
Rank Among All Indiana Credit Unions N/A 12 N/A 27 2
Howard County School Em Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9003541,115,274
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9001141,989,730
Used Vehicle Loans 2.9003744,016,829
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00025662,629
Total Other Real Estate Loans/Lines of Credit 4.250621,593,749
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.9001253,992
TOTAL LOANS & LEASES 9419,432,203

Howard County School Em Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 25662,62900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 621,593,749383,000
Open-End Fixed Rate 0000
TOTALS 872,256,378383,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Howard County School Em Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No