Homestead Federal Credit Union

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A short history of Homestead FCU

Since its inception in 1957 the Homestead Federal Credit Union has been serving its members in the BILLINGS, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SYDNEY ELVBAKKEN, the Homestead FCU has grown its membership to over 621 with assets of more than $4,959,517. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (406) 259-7052 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BILLINGS, MT.

General Information For Homestead FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24409
Address 302 N 11TH ST 
State Montana 
Zip-Code 59101
Phone Number (406) 259-7052
Fax Number (406) 259-6385
Email Address:
Members 621 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,959,517 

Compare Homestead Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Montana Health CU Montana HealthFCU 3100 2nd Ave N 59103 (406) 259-2000 No 10.31
Billings CU Billings FCU 760 Wicks Ln Ste 2 59103 (406) 248-1127 No 10.46
Rimrock CU Rimrock Credit Union 952 Central Ave 59102 (406) 248-3685 No 10.66
Big Sky CU Big Sky Federal Credit Union 990 Grand Ave 59102 (406) 252-2527 No 11.39
Valley Fcu Of Montana CU Custer Branch 1541 Custer Ave 59104 (406) 656-9100 No 11.51

Homestead Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Homestead Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 5.49 8.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 448 630 N/A N/A
Rank Among All Montana Credit Unions 10 42 39 N/A N/A

Homestead Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 3.00 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 2 174 N/A
Rank Among All Montana Credit Unions N/A 12 1 8 N/A
Homestead Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900102332,218
All Other Unsecured Loans/Lines of Credit 15.000214255,062
Short-Term, Small Amount Loans (STS) (Federal CU Only) 24.0001184
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.49029943,635
Used Vehicle Loans 8.0001852,227,107
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.0001011,087,235
TOTAL LOANS & LEASES 6324,845,441

Homestead Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Homestead Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes