Holyoke Postal Credit Union

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A short history of Holyoke Postal CU

Since its inception in 1926 the Holyoke Postal Credit Union has been serving its members in the Holyoke, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cynthia Shea Desroches, the Holyoke Postal CU has grown its membership to over 272 with assets of more than $3,272,474. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (413) 534-2908 or email them at hpcu@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Holyoke, MA.

General Information For Holyoke Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67845
Address 650 Dwight St, P. O. Box 2442 
City Holyoke 
State Massachusetts 
Zip-Code 01041
Phone Number (413) 534-2908
Fax Number (413) 536-2218
Email Address: hpcu@verizon.net
CEO/President Cynthia Shea Desroches
Members 272 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,272,474 
Website  

Compare Holyoke Postal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Holyoke CU Holyoke Office 490 Westfield Rd 01040 (413) 532-7007 No 2.00
Alden CU Big Y Chicopee Branch 650 Memorial Dr 01020 (413) 206-5090 No 2.24
Polish National CU Hampden 25 E Longmeadow Rd 01036 (413) 566-0084 No 3.58
Springfield Street Railway Emp. CU springfield street railway employees credit union 640 Page Blvd Ste 102 01104 (413) 781-4454 No 5.31
Arrha CU 63 Park Avenue 63 Park Ave 01089 (413) 562-4092 No 5.73

Holyoke Postal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Holyoke Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.07 4.49 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 153 263 N/A N/A
Rank Among All Massachusetts Credit Unions N/A 45 56 N/A N/A

Holyoke Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 1.05 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 165 N/A
Rank Among All Massachusetts Credit Unions N/A 19 21 27 N/A
Holyoke Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.81056149,136
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.070664,672
Used Vehicle Loans 4.4901181,115
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.95025,648
TOTAL LOANS & LEASES 75300,571

Holyoke Postal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Holyoke Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No