Holyoke Credit Union

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A short history of Holyoke CU

Since its inception in 1911 the Holyoke Credit Union has been serving its members in the Holyoke, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Murphy, the Holyoke CU has grown its membership to over 19,748 with assets of more than $187,922,902. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (413) 532-7007 or email them at questions@holyokecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Holyoke, MA.

General Information For Holyoke CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67875
Address 490 Westfield Rd 
City Holyoke 
State Massachusetts 
Zip-Code 01040
Phone Number (413) 532-7007
Fax Number (413) 534-2446
Email Address: questions@holyokecu.com
CEO/President Michael Murphy
Members 19,748 
Full-Time Employees 39 
Part-Time Employees
Number of Branch Offices
Total Assets 187,922,902 
Website http://www.holyokecu.com 

Compare Holyoke Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Holyoke Postal CU Holyoke Postal Credit Union 650 Dwight St 01041 (413) 534-2908 No 1.84
Alden CU Big Y Chicopee Branch 650 Memorial Dr 01020 (413) 206-5090 No 3.94
Polish National CU Hampden 25 E Longmeadow Rd 01036 (413) 566-0084 No 5.29
Springfield Street Railway Emp. CU springfield street railway employees credit union 640 Page Blvd Ste 102 01104 (413) 781-4454 No 7.05
Arrha CU 63 Park Avenue 63 Park Ave 01089 (413) 562-4092 No 7.49

Holyoke Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Holyoke Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.49 2.24 2.74 3.88 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 121 56 70 119 132
Rank Among All Massachusetts Credit Unions 5 13 13 27 28

Holyoke Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.02 0.19 1.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 151 119 134 N/A
Rank Among All Massachusetts Credit Unions 13 25 26 20 N/A
Holyoke Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4901,1902,011,417
All Other Unsecured Loans/Lines of Credit 5.4901,1982,497,259
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.24053711,881,323
Used Vehicle Loans 2.7401,85419,347,398
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88050863,536,010
Total Other Real Estate Loans/Lines of Credit 4.25078522,655,422
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8805543,377,741
TOTAL LOANS & LEASES 6,626125,306,570

Holyoke Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 23135,621,5775811,315,133
    b. 15 Years or less 23719,371,877162,548,500
    a. > 15 years 3996,063179,800
    b. 15 Years or less 377,546,49310759,958
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2668,963,668321,598,992
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 51913,691,754352,421,300
Open-End Fixed Rate 0000
TOTALS 1,29386,191,43215218,723,683


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Holyoke Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes