H E A Federal Credit Union

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A short history of H E A FCU

Since its inception in 1961 the H E A Federal Credit Union has been serving its members in the WARNER ROBINS, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by BRAD HAMLIN, the H E A FCU has grown its membership to over 3,282 with assets of more than $26,427,539. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (478) 953-7477 or email them at info@heafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WARNER ROBINS, GA.

General Information For H E A FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14670
Address 121 OSIGIAN BLVD 
City WARNER ROBINS 
State Georgia 
Zip-Code 31088
Phone Number (478) 953-7477
Fax Number (478) 953-7277
Email Address: info@heafcu.org
CEO/President BRAD HAMLIN
Members 3,282 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,427,539 
Website http://www.heafcu.org 

Compare H E A Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Combined Employees CU Combined Employees Credit Union 593 Russell Pkwy 31088 (478) 929-5700 No 1.05
Robins Financial CU Robins AF Base Branch #3 100 Cochran St 31095 (800) 241-2405 No 2.91
Rig Employees CU RIG EMPLOYEES CU 100 Graphic Packaging Int Way 31206 (478) 784-3627 No 12.78
Local 461 CU LOCAL 461 FCU 1038 GUY PAINE RD 31206 (478) 788-2539 No 14.02
Georgia Power Macon CU GEORGIA POWER MACON FCU 960 KEY ST 31204 (478) 784-5860 No 16.73

H E A Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


H E A Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.24 4.75 7.00 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 173 296 438 260
Rank Among All Georgia Credit Unions N/A 29 31 43 22

H E A Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.25 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 310 N/A
Rank Among All Georgia Credit Unions N/A 29 N/A 41 N/A
H E A Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.000370875,265
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2401332,499,302
Used Vehicle Loans 4.7505777,484,946
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.000291,101,205
Total Other Real Estate Loans/Lines of Credit 5.2507115,782
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.0501191,030,683
TOTAL LOANS & LEASES 1,23513,107,183

H E A Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1113,72400
    b. 15 Years or less 28987,4812203,290
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7115,78211,200
Open-End Fixed Rate 0000
TOTALS 361,216,9873204,490

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

H E A Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes