Fairmont Federal Credit Union

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A short history of Fairmont FCU

Since its inception in 1939 the Fairmont Federal Credit Union has been serving its members in the Fairmont, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Walter Osborne, the Fairmont FCU has grown its membership to over 39,660 with assets of more than $339,835,719. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (304) 363-5320 or email them at eservices@fairmontfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fairmont, WV.

General Information For Fairmont FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3439
Address PO Box 2139 
City Fairmont 
State West Virginia 
Zip-Code 26555
Phone Number (304) 363-5320
Fax Number (304) 363-5470
Email Address: eservices@fairmontfcu.com
CEO/President Walter Osborne
Members 39,660 
Full-Time Employees 126 
Part-Time Employees
Number of Branch Offices
Total Assets 339,835,719 
Website http://www.fairmontfcu.com 

Compare Fairmont Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
U S Employees CU U S POST OFFICE 331 Madison St 26555 (304) 366-0910 No 0.07
City Of Fairmont CU City of Fairmont FCU 500 Quincy ST 26554 (304) 366-9280 No 0.16
Marion County School Employees CU Main Office 1512 Mary Lou Retton Dr 26554 (304) 366-2390 No 0.33
United Hospital Center CU UNITED HOSPITAL CENTER FEDERAL CREDIT UNION 327 Medical Park Dr 26330 (681) 342-1892 No 13.90
Wvu Employees CU WVU Employees' Federal Credit Union 448 Harding Ave 26505 (304) 293-5737 No 14.95

Fairmont Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Fairmont Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.75 3.25 4.38 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 115 120 191 229
Rank Among All West Virginia Credit Unions N/A 8 8 16 17

Fairmont Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.10 N/A 0.25 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 129 N/A 310 192
Rank Among All West Virginia Credit Unions 2 22 N/A 34 16
Fairmont Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.7501,4015,925,173
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501,75937,703,282
Used Vehicle Loans 3.2503,89752,696,717
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.3801,593130,005,921
Total Other Real Estate Loans/Lines of Credit 5.0004166,862,355
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.25096715,393,291
TOTAL LOANS & LEASES 10,033248,586,739

Fairmont Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14810,616,3321622
    b. 15 Years or less 602,233,8491167,000
    a. > 15 years 0000
    b. 15 Years or less 20112,347,733292,234,250
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1,184104,808,0079610,031,640


Closed-End Fixed Rate 11187,75518,000
Closed-End Adjustable Rate 441,048,977246,500
Open-End Adjustable Rate 3615,625,62325945,314
Open-End Fixed Rate 0000
TOTALS 2,009136,868,27615513,433,326


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fairmont Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes