Crossroads Credit Union

A short history of Crossroads CU

Since its inception in 1950 the Crossroads Credit Union has been serving its members in the GOESSEL, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by kelly schrag, the Crossroads CU has grown its membership to over 1,196 with assets of more than $9,437,594. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (620) 367-2285 or email them at info@crossroadscreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GOESSEL, KS.

General Information For Crossroads CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Crossroads Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Mid-kansas CU	Buhler Branch	200 W 2nd Ave	67522	(620) 543-2662	No	9.39
Mcpherson Co-op CU	McPherson Co-op	1999 S Main St	67460	(620) 241-9308	No	19.99
Sunflower CU	SFCU	430 S Stoneridge St	67277	(316) 680-1754	No	26.62

Crossroads Credit Union Financial Performance Charts

Financial Data

Crossroads Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	4.49	6.49	4.67	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	340	498	228	N/A
Rank Among All Kansas Credit Unions	N/A	33	42	24	N/A

Crossroads Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.15	0.30	0.52	0.55
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	119	97	258	219
Rank Among All Kansas Credit Unions	10	16	9	29	19

Crossroads Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	15.000	42	101,869
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.490	7	108,439
Used Vehicle Loans	6.490	207	2,374,785
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.670	23	1,237,619
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.500	56	1,013,509
TOTAL LOANS & LEASES		335	4,836,221

Crossroads Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	11	331,707	3	91,600
Balloon/Hybrid
a. > 15 years	2	143,245	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	10	762,667	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	23	1,237,619	3	91,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Crossroads Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes