Craig Credit Union

A short history of Craig CU

Since its inception in 1954 the Craig Credit Union has been serving its members in the SELMA, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pamela McIlwain, the Craig CU has grown its membership to over 5,682 with assets of more than $12,770,964. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (334) 875-7827 or email them at craigcu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SELMA, AL.

General Information For Craig CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Craig Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Riverdale CU	Riverdale Credit Union	601 County Road 78	36703	(334) 875-4624	No	8.12
Councill CU	Councill Federal Credit Union	1061 Buchanan Way	35762	(256) 372-5379	No	8.31

Craig Credit Union Financial Performance Charts

Financial Data

Craig Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	5.51	7.07	7.38	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	450	551	450	N/A
Rank Among All Alabama Credit Unions	N/A	53	58	46	N/A

Craig Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	N/A	N/A	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	N/A	N/A	N/A
Rank Among All Alabama Credit Unions	N/A	23	N/A	N/A	N/A

Craig Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	17.500	407	752,290
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	5.510	61	1,001,838
Used Vehicle Loans	7.070	134	1,030,062
Total 1st Mortgage Real Estate Loans/Lines of Credit	7.380	4	359,783
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.630	108	844,642
TOTAL LOANS & LEASES		714	3,988,615

Craig Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	145,074	0	0
b. 15 Years or less	3	214,709	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	4	359,783	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Craig Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes