Access Of Louisiana Federal Credit Union

Social
  • +1

A short history of Access Of Louisiana FCU

Since its inception in 1955 the Access Of Louisiana Federal Credit Union has been serving its members in the SULPHUR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michelle Jinks, the Access Of Louisiana FCU has grown its membership to over 5,125 with assets of more than $30,181,230. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (337) 533-1808 or email them at memberservice@access.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SULPHUR, LA.

General Information For Access Of Louisiana FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10353
Address PO BOX 2657 
City SULPHUR 
State Louisiana 
Zip-Code 70664
Phone Number (337) 533-1808
Fax Number (337) 533-8419
Email Address: memberservice@access.coop
CEO/President Michelle Jinks
Members 5,125 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 30,181,230 
Website http://www.access.coop 

Compare Access Of Louisiana Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Firestone Lake Charles CU FIRESTONE LAKE CHARLES FEDERAL CREDIT UNION 150 S CITIES SERVICE HWY 70664 (337) 625-7020 No 3.18
Montell CU Main Office 4101 Highway 108 70664 (337) 439-7333 No 4.72
Davison Employees CU Liberty Country Teachers FCU 3712 N Main St 77575 (936) 336-7326 No 5.87
Old Spanish Trail CU Old Spanish Trail Credit Union 2200 Old Spanish Trl 70669 (337) 491-5025 No 6.12
Cse CU CSE Federal Credit Union Moss Bluff 1170 Sam Houston Jones Pkwy 70605 (800) 625-5747 No 8.65

Access Of Louisiana Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Access Of Louisiana Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.65 2.99 3.41 6.48
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 103 91 62 388
Rank Among All Louisiana Credit Unions N/A 13 8 2 43

Access Of Louisiana Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.65 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 234 192
Rank Among All Louisiana Credit Unions N/A 37 N/A 38 21
Access Of Louisiana Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.5005982,242,307
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0002812,596
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6501924,052,358
Used Vehicle Loans 2.9902382,784,078
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.410807,480,036
Total Other Real Estate Loans/Lines of Credit 6.480463,327
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2301981,992,595
TOTAL LOANS & LEASES 1,33818,627,297

Access Of Louisiana Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 526,322,7704458,000
    b. 15 Years or less 281,157,2663126,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 357,60700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 15,72000
Open-End Fixed Rate 0000
TOTALS 847,543,3637584,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Access Of Louisiana Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes