Waconized Federal Credit Union

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A short history of Waconized FCU

Since its inception in 1947 the Waconized Federal Credit Union has been serving its members in the WACO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Connie Surfus, the Waconized FCU has grown its membership to over 574 with assets of more than $4,415,228. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (254) 755-8820 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WACO, TX.

General Information For Waconized FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5555
Address 5200 -A BEVERLY DR 
City WACO 
State Texas 
Zip-Code 76711
Phone Number (254) 755-8820
Fax Number (254) 754-6994
Email Address: none
CEO/President Connie Surfus
Members 574 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,415,228 
Website  

Compare Waconized Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Linkage CU LINKAGE CREDIT UNION 4527 SPEIGHT AVE 76711 (254) 754-1168 No 0.25
Members Choice Of Central Texas CU Northside Branch 845 New Dallas Hwy 76705 (254) 867-1250 No 1.35
Genco CU Valley Mills 731 N Valley Mills Dr 76714 (254) 776-9550 No 1.63
Highway District 9 CU Highway District 9 Credit Union 2417 Columbus Ave 76701 (254) 756-6331 No 1.82
First Central CU Hillsboro Branch 305 Coke Ave 76645 (254) 582-2489 No 2.37

Waconized Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Waconized Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.16 10.03 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 556 743 N/A N/A
Rank Among All Texas Credit Unions N/A 199 235 N/A N/A

Waconized Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.33 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 83 N/A N/A N/A
Rank Among All Texas Credit Unions N/A 29 N/A N/A N/A
Waconized Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 16.510272462,651
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.16021352,211
Used Vehicle Loans 10.030951,016,663
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.77047367,456
TOTAL LOANS & LEASES 4352,198,981

Waconized Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Waconized Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No