Stephens County Community Federal Credit Union

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A short history of Stephens County Community FCU

Since its inception in 1972 the Stephens County Community Federal Credit Union has been serving its members in the TOCCOA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Willie Woodruff Jr, the Stephens County Community FCU has grown its membership to over 113 with assets of more than $167,973. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (706) 886-3532 or email them at sccfcu@windstream.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TOCCOA, GA.

General Information For Stephens County Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20890
Address PO BOX 6 
City TOCCOA 
State Georgia 
Zip-Code 30577
Phone Number (706) 886-3532
Fax Number () -
Email Address: sccfcu@windstream.net
CEO/President Willie Woodruff Jr
Members 113 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 167,973 
Website  

Compare Stephens County Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Georgia CU Lavonia Branch 11850 Augusta Rd 30553 (706) 356-7001 No 0.76
Stephens-franklin Teachers CU Franklin 1107 Hull Ave 30577 (706) 886-7145 No 1.48
The Wright CU The Wright Credit Union 286 N Broad St 30577 (706) 886-2908 No 2.36
Patterson Pump CU Patterson Pump Federal Credit Union 2129 Ayersville Rd 30577 (706) 297-2833 No 5.44
Habersham CU Habersham Federal CU 420 W Louise St 30523 (706) 754-3680 No 12.60

Stephens County Community Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Stephens County Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A N/A N/A N/A N/A
Rank Among All Georgia Credit Unions N/A N/A N/A N/A N/A

Stephens County Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A N/A N/A
Rank Among All Georgia Credit Unions N/A N/A N/A N/A N/A
Stephens County Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 16.00059,073
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 0.00000
Used Vehicle Loans 0.00000
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00022,305
TOTAL LOANS & LEASES 711,378

Stephens County Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Stephens County Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No