The Wright Credit Union

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A short history of The Wright CU

Since its inception in 1963 the The Wright Credit Union has been serving its members in the TOCCOA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Shirley, the The Wright CU has grown its membership to over 1,535 with assets of more than $13,000,088. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (706) 886-2908 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TOCCOA, GA.

General Information For The Wright CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67564
Address PO BOX 238 
State Georgia 
Zip-Code 30577
Phone Number (706) 886-2908
Fax Number (706) 886-0154
Email Address:
CEO/President Mary Shirley
Members 1,535 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,000,088 

Compare The Wright Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Georgia CU Lavonia Branch 11850 Augusta Rd 30553 (706) 356-7001 No 0.76
Stephens-franklin Teachers CU Franklin 1107 Hull Ave 30577 (706) 886-7145 No 1.48
Stephens County Community CU Main Office Whitman St 69 W Whitman St 30577 (706) 886-3532 No 2.25
Patterson Pump CU Patterson Pump Federal Credit Union 2129 Ayersville Rd 30577 (706) 297-2833 No 5.44
Habersham CU Habersham Federal CU 420 W Louise St 30523 (706) 754-3680 No 12.60

The Wright Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

The Wright Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.22 7.23 6.76 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 421 565 427 N/A
Rank Among All Georgia Credit Unions N/A 61 60 41 N/A

The Wright Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 N/A 0.52 0.51
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 N/A 258 226
Rank Among All Georgia Credit Unions 12 19 N/A 30 24
The Wright Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.920297321,458
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.22015191,271
Used Vehicle Loans 7.2301741,395,911
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.760691,924,017
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.01081731,550
TOTAL LOANS & LEASES 6364,564,207

The Wright Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1108,07700
    a. > 15 years 0000
    b. 15 Years or less 681,815,940279,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 691,924,017279,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The Wright Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes