Josten Employees Credit Union

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A short history of Josten Employees CU

Since its inception in 1935 the Josten Employees Credit Union has been serving its members in the OWATONNA, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Therese Wagaman, the Josten Employees CU has grown its membership to over 369 with assets of more than $1,193,780. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (507) 455-6309 or email them at jecu@qwestoffice.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OWATONNA, MN.

General Information For Josten Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60221
Address 148 E BROADWAY ST 
City OWATONNA 
State Minnesota 
Zip-Code 55060
Phone Number (507) 455-6309
Fax Number () -
Email Address: jecu@qwestoffice.net
CEO/President Therese Wagaman
Members 369 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,193,780 
Website  

Compare Josten Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Federated Employees CU FECU Main Office 1929 S Cedar Ave 55060 (507) 455-5200 No 0.36
Home Town CU Owatonna High School Branch 333 E School St 55060 (507) 451-3798 No 2.35
United Employees CU United Employees Credit Union 430 Bridge Ave 56007 (507) 377-1616 No 28.83
Mower County Employees CU Mower County Employees Credit Union 1202 N Main St 55912 (507) 437-6360 No 29.20
Trades & Labor CU TRADES & LABOR FCU 610 S BROADWAY AVE 56007 (507) 377-1863 No 29.49

Josten Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Josten Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 4.25 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 231 N/A N/A
Rank Among All Minnesota Credit Unions N/A 27 43 N/A N/A

Josten Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A N/A N/A
Rank Among All Minnesota Credit Unions N/A 8 N/A N/A N/A
Josten Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.00084142,283
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990330,189
Used Vehicle Loans 4.25013853,670
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 1001,026,142

Josten Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Josten Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No