James Ward, Jr. Federal Credit Union

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A short history of James Ward, Jr. FCU

Since its inception in 1961 the James Ward, Jr. Federal Credit Union has been serving its members in the JENNINGS, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LINDA WILLIAMS, the James Ward, Jr. FCU has grown its membership to over 445 with assets of more than $2,156,816. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (337) 824-5812 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JENNINGS, LA.

General Information For James Ward, Jr. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14537
Address P.O. BOX 1082 
City JENNINGS 
State Louisiana 
Zip-Code 70546
Phone Number (337) 824-5812
Fax Number (337) 824-5810
Email Address: none
CEO/President LINDA WILLIAMS
Members 445 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,156,816 
Website  

Compare James Ward, Jr. Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
South Jennings Catholic CU SOUTH JENNINGS CATHOLIC FEDERAL CREDIT UNION 610 MCKINLEY ST 70546 (337) 824-4770 No 1.66
Jeff Davis Teachers CU JEFF DAVIS TEACHERS FCU 18495 Highway 26 70546 (337) 824-6813 No 3.53
People's CU People's Credit Union 904 E TEXAS AVE 70578 (337) 393-2495 No 24.70

James Ward, Jr. Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


James Ward, Jr. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 7.00 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 545 373 N/A
Rank Among All Louisiana Credit Unions N/A 73 79 56 N/A

James Ward, Jr. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 N/A N/A N/A
Rank Among All Louisiana Credit Unions N/A 27 N/A N/A N/A
James Ward, Jr. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.000146621,684
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00017320,728
Used Vehicle Loans 7.00016243,162
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0007159,384
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.000520,202
TOTAL LOANS & LEASES 1911,365,160

James Ward, Jr. Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 137,50600
    b. 15 Years or less 6121,87800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7159,38400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

James Ward, Jr. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No