Granco Federal Credit Union

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A short history of Granco FCU

Since its inception in 1956 the Granco Federal Credit Union has been serving its members in the Ephrata, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brandi Johnson, the Granco FCU has grown its membership to over 4,186 with assets of more than $61,303,148. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (509) 754-5233 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ephrata, WA.

General Information For Granco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10904
Address PO Box 127 
City Ephrata 
State Washington 
Zip-Code 98823
Phone Number (509) 754-5233
Fax Number (509) 754-5504
Email Address: none
CEO/President Brandi Johnson
Members 4,186 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 61,303,148 

Compare Granco Federal Credit Union To Other Local Credit Unions

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Granco Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Granco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.87 5.19 6.33 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 383 348 398 N/A
Rank Among All Washington Credit Unions N/A 51 41 53 N/A

Granco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 N/A 1.05 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 N/A 165 276
Rank Among All Washington Credit Unions 13 13 N/A 14 35
Granco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.6805413,009,834
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8702855,154,142
Used Vehicle Loans 5.1901,27013,182,166
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.33020518,250,626
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.89072950,896
TOTAL LOANS & LEASES 2,37340,547,664

Granco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13715,269,043171,807,585
    b. 15 Years or less 682,981,583291,400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 20518,250,626191,898,985


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Granco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes