Salina Municipal Credit Union

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A short history of Salina Municipal CU

Since its inception in 1947 the Salina Municipal Credit Union has been serving its members in the Salina, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dawn Ozga, the Salina Municipal CU has grown its membership to over 575 with assets of more than $2,077,459. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (785) 825-1053 or email them at jody@smcu.kscoxmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Salina, KS.

General Information For Salina Municipal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67800
Address 1939B S Ohio Ct 
City Salina 
State Kansas 
Zip-Code 67401
Phone Number (785) 825-1053
Fax Number (785) 825-1065
Email Address: jody@smcu.kscoxmail.com
CEO/President Dawn Ozga
Members 575 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,077,459 
Website  

Compare Salina Municipal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Central Kansas Education CU CENTRAL KANSAS EDUCATION CREDIT UNION 631 E Crawford St Ste 207 67401 (785) 827-7349 No 2.19
Salina Railroad CU Salina Railroad Credit Union 429 N Ohio St 67402 (785) 823-1841 No 2.70
Salina Interparochial CU Salina Interparochial Credit Union 1927 S Ohio Ct 67401 (785) 825-0744 No 3.04
Enterprise CU Enterprise Credit Union 109 E First St. 67441 (785) 263-8292 No 28.64

Salina Municipal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Salina Municipal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 3.25 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 120 N/A N/A
Rank Among All Kansas Credit Unions N/A 13 8 N/A N/A

Salina Municipal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All Kansas Credit Unions N/A 17 N/A N/A N/A
Salina Municipal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.0005680,279
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.25010148,838
Used Vehicle Loans 3.25078797,465
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.25034171,261
TOTAL LOANS & LEASES 1781,197,843

Salina Municipal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Salina Municipal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No