Mercer County W Va Teachers Federal Credit Union

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A short history of Mercer County W Va Teachers FCU

Since its inception in 1954 the Mercer County W Va Teachers Federal Credit Union has been serving its members in the Bluefield, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Timothy Dillon, the Mercer County W Va Teachers FCU has grown its membership to over 1,744 with assets of more than $8,626,505. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 323-3732 or email them at mctfcu@frontiernet.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bluefield, WV.

General Information For Mercer County W Va Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9413
Address P.O. Box 1294 
City Bluefield 
State West Virginia 
Zip-Code 24701
Phone Number (304) 323-3732
Fax Number (304) 324-0163
Email Address: mctfcu@frontiernet.net
CEO/President Timothy Dillon
Members 1,744 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,626,505 
Website http://www.mctfcu.virtualcu.net 

Compare Mercer County W Va Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
National Employees CU National Employees Federal Credit Union 314O EAST CUMBERLAND RD 24701 (304) 325-9753 No 3.01
Joy Employees CU JMM 1081 Hockman Pike 24605 (276) 322-5454 No 7.08
Mcdowell County CU McDowell County FCU 148 McDowell St 24801 (304) 436-6800 No 22.47
Celco Community CU Celco Community Pembroke Branch 5862 Virginia Ave 24801 (540) 626-2700 No 22.91
G E A Employees CU GEA Employees FCU 100 Deerfield Acres St 24134 (540) 921-2404 No 27.22

Mercer County W Va Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mercer County W Va Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.99 8.25 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 396 649 N/A N/A
Rank Among All West Virginia Credit Unions N/A 36 52 N/A N/A

Mercer County W Va Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 263 N/A
Rank Among All West Virginia Credit Unions N/A 19 N/A 25 N/A
Mercer County W Va Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.0004352,037,140
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.990911,832,842
Used Vehicle Loans 8.2502433,021,913
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00075788,726
TOTAL LOANS & LEASES 8447,680,621

Mercer County W Va Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mercer County W Va Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes