CBC Federal Credit Union * Making Things Easier For You

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It’s true what a lot of people say about CBC Federal Credit Union --- that once you become a member of the credit union, you instantly feel like a part of a big family. This not-for-profit cooperative does care for its members, and it shows in a variety of ways --- in the affordable financial products that they offer, the high quality services, and in the support that they lend to their members.
To qualify for membership with CBC Federal Credit Union you only need to fulfill one basic requirement, and that’s to be someone who lives, works, worships, or goes to school in Ventura County, California.
Once already a credit union member, you’ll be able to enjoy all the member benefits and privileges. Among those that you will be offered are Regular Savings Accounts which you can open with just $25 dollars, Term Share Certificates which require only $500 to open but which potentially earn higher dividends, the Summit Money Market Accounts which require a low $2,000 minimum for your account to earn dividends, Health Savings Accounts which allow you to save for future medical expenses and the IRA or Individual Retirement Accounts which help you prepare financially for your retirement.
A checking account can prove to be indispensable in these times; CBC Federal Credit Union lets you open a checking account for free and without any hassle. What’s more, this account is dividend-earning, not like other types of checking accounts that do not earn interest or dividends. You also get a free VISA debit card when you open a checking account.
You may also avail yourself of loans for whatever needs you may have. Maybe you want to buy a house or a car or plan an expensive getaway, the credit union’s affordable loan packages can be of much help to you. Car loan rates are between 4.99% and 8.74%, depending on the type of car and the term, while personal loan rates may be as low as 9.49% only.
There are also products and services specifically designed for the young members to somehow instill in them the value of money, of managing money, and saving.
Another great service that you can enjoy is the union’s financial fitness program, Balance. Balance helps you deal with your financial situation and helps map out your financial future, too. This program is 100% free, making it all the more attractive.
CBC Federal Credit Union is accessible online, 24/7. By enrolling yourself in its PC Access, the union’s version of online banking, you’ll be able to conveniently pay your bills, view your transactions, transfer funds, verify your account balances, and many more.
You should check out the union’s official website where you can find loads of information about the different products and services offered. The site provides quick links to the various services, making it a whole lot easier for you to avail yourself of such services. No worries, the site is so easy to navigate through, so even if it’s your first time to use the internet, you will not find it difficult to browse through the different products and services.

Find detailed consumer information for CBC Federal Credit Union