Your Legacy Federal Credit Union

Social
  • +1

A short history of Your Legacy FCU

Since its inception in 1952 the Your Legacy Federal Credit Union has been serving its members in the TIFFIN, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Derek Sidor, the Your Legacy FCU has grown its membership to over 6,607 with assets of more than $60,651,882. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (419) 448-0191 or email them at info@tsjfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TIFFIN, OH.

General Information For Your Legacy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7674
Address P O BOX 280 
City TIFFIN 
State Ohio 
Zip-Code 44883
Phone Number (419) 448-0191
Fax Number (419) 448-8346
Email Address: info@tsjfcu.org
CEO/President Derek Sidor
Members 6,607 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 60,651,882 
Website http://www.legcu.com 

Compare Your Legacy Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fremont CU East Office 1457 E State St 43420 (419) 334-4434 No 15.62
Impact Credit Union, Inc. CU Impact Credit Union 1455 W McPherson Hwy 43410 (419) 547-7781 No 15.85
Carey Poverello CU Main 201 N Vance St 43316 (419) 396-6071 No 16.15
Firelands CU Milan Extension 346 Milan Ave 44811 (800) 276-5775 No 20.06
Hancock CU Hancock Federal CU 125 Trenton Ave 45840 (419) 424-0124 No 24.21

Your Legacy Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Your Legacy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.95 3.05 3.05 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 455 151 98 268 229
Rank Among All Ohio Credit Unions 82 38 18 75 47

Your Legacy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.06 0.20 0.78 0.78
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 139 114 210 189
Rank Among All Ohio Credit Unions N/A 27 29 56 39
Your Legacy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9501,275915,280
All Other Unsecured Loans/Lines of Credit 7.750124293,308
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.7503485,546
New Vehicle Loans 3.0502094,214,100
Used Vehicle Loans 3.05096611,135,406
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001949,851,174
Total Other Real Estate Loans/Lines of Credit 5.0002266,448,273
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4901241,194,101
TOTAL LOANS & LEASES 3,15234,137,188

Your Legacy Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1110,43700
    b. 15 Years or less 532,651,91700
Balloon/Hybrid
    a. > 15 years 402,472,8243115,572
    b. 15 Years or less 321,376,3859223,138
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4293,80600
Adjustable Rate > 1 yr 642,945,80500

OTHER REAL ESTATE

Closed-End Fixed Rate 672,316,5075182,147
Closed-End Adjustable Rate 39647,75845577,940
Open-End Adjustable Rate 1203,484,0082991,345
Open-End Fixed Rate 0000
TOTALS 42016,299,447911,190,142

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 256,7530
Interest Only & Payment Option Other RE/LOC Loans 113,9510
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Your Legacy Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes