Your Hometown Federal Credit Union

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A short history of Your Hometown FCU

Since its inception in 1965 the Your Hometown Federal Credit Union has been serving its members in the MAYFIELD, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nancy Towery, the Your Hometown FCU has grown its membership to over 2,508 with assets of more than $19,335,269. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 247-6458 or email them at gtcfcu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MAYFIELD, KY.

General Information For Your Hometown FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16702
Address 2338 STATE ROUTE 45 N 
City MAYFIELD 
State Kentucky 
Zip-Code 42066
Phone Number (270) 247-6458
Fax Number (270) 247-8316
Email Address: gtcfcu@bellsouth.net
CEO/President Nancy Towery
Members 2,508 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,335,269 
Website http://www.yourhometownfcu.org 

Compare Your Hometown Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Msu CU MSU Federal Credit Union 202 General Services Building 42071 (270) 809-6666 No 19.41
Lake Chem Community CU Murray Branch 112 N 12th St 42071 (270) 761-5228 No 22.53
C-plant CU Smithland 303 Mill St 42081 (270) 988-1196 No 22.99
W B H Employees CU WBH Employees Federal Credit Union 2501 Broadway St 42001 (270) 575-2776 No 25.19
Paducah Teachers CU Paducah Teachers Federal Credit Union 800 Caldwell St 42002 (270) 444-5638 No 25.29

Your Hometown Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Your Hometown Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.99 3.34 4.73 5.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 520 185 294 268 168
Rank Among All Kentucky Credit Unions 31 15 20 26 12

Your Hometown Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.35 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 293 211
Rank Among All Kentucky Credit Unions 6 16 N/A 28 21
Your Hometown Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.990818107,319
All Other Unsecured Loans/Lines of Credit 10.500227539,205
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.34027535,811
Used Vehicle Loans 4.7302061,682,495
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000854,671,074
Total Other Real Estate Loans/Lines of Credit 4.50010175,259
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50088734,308
TOTAL LOANS & LEASES 1,4618,445,471

Your Hometown Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 171,068,97600
    b. 15 Years or less 9243,95300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 593,358,14500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10175,25900
Open-End Fixed Rate 0000
TOTALS 954,846,33300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Your Hometown Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes