York Educational Federal Credit Union

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A short history of York Educational FCU

Since its inception in 1969 the York Educational Federal Credit Union has been serving its members in the YORK, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cathy Henry, the York Educational FCU has grown its membership to over 3,464 with assets of more than $34,826,003. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (717) 843-1153 or email them at info@yefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YORK, PA.

General Information For York Educational FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19429
Address 1601 S QUEEN ST 
City YORK 
State Pennsylvania 
Zip-Code 17403
Phone Number (717) 843-1153
Fax Number (717) 845-5896
Email Address: info@yefcu.org
CEO/President Cathy Henry
Members 3,464 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 34,826,003 
Website http://www.yefcu.org 

Compare York Educational Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pace Resources CU PACE Resources Federal Credit Union 400 Seaks Run Rd 17327 (717) 227-3316 No 3.33
Wilmac Employees' CU Wilmac 209 N Beaver St 17405 (717) 854-7857 No 3.51
West York Area School Dist Em CU West York Area School District Employees Federal Credit Union 1701 W Market St 17404 (717) 843-6559 No 3.75
White Rose CU West York 1529 Rodney Rd 17408 (717) 767-5395 No 4.73
Heritage Valley CU Pleasant Valley Road Office 2400 Pleasant Valley Rd 17402 (717) 840-4981 No 5.20

York Educational Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


York Educational Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.19 2.69 3.44 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 50 65 66 132
Rank Among All Pennsylvania Credit Unions 39 14 17 13 47

York Educational Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.42 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 279 243
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 76 50
York Educational Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900285471,890
All Other Unsecured Loans/Lines of Credit 10.5002641,692,833
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.250782,516,855
New Vehicle Loans 2.190701,058,067
Used Vehicle Loans 2.6902352,273,180
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.440272,537,003
Total Other Real Estate Loans/Lines of Credit 4.2501624,572,775
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00045274,256
TOTAL LOANS & LEASES 1,16615,396,859

York Educational Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 201,690,25900
    b. 15 Years or less 7846,7441137,750
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1183,547,52020270,948
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 441,025,2551084,234
Open-End Fixed Rate 0000
TOTALS 1897,109,77831492,932

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

York Educational Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes