York County Federal Credit Union

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A short history of York County FCU

Since its inception in 1954 the York County Federal Credit Union has been serving its members in the Sanford, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Chretien, the York County FCU has grown its membership to over 22,978 with assets of more than $285,199,334. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (207) 324-7511 or email them at yorkcounty@yorkcountyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sanford, ME.

General Information For York County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9508
Address 1516 Main Street 
City Sanford 
State Maine 
Zip-Code 04073
Phone Number (207) 324-7511
Fax Number () -
Email Address: yorkcounty@yorkcountyfcu.com
CEO/President Scott Chretien
Members 22,978 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 285,199,334 
Website http://www.yorkcountyfcu.com 

Compare York County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Holy Rosary CU Spaulding High School 140 Wakefield St 03867 (603) 332-1609 No 14.28
Ocean Communities CU Saco 1001 Portland Rd 04072 (207) 284-5823 No 15.71
Saco Valley CU Main Office 312 Main St 04072 (207) 282-6169 No 16.40
Peopleschoice CU Saco Office 23 Industrial Park Rd 04005 (207) 282-4156 No 17.22
Northeast CU Northwood Office 144 1st NH TPKE 03261 (603) 942-7284 No 24.12

York County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


York County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 2.49 2.49 2.49 2.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 5 83 51 13 100
Rank Among All Maine Credit Unions 1 6 3 1 7

York County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 1.50 0.07
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 91 287
Rank Among All Maine Credit Unions N/A 8 14 5 33
York County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 2.490576907,003
All Other Unsecured Loans/Lines of Credit 17.9504,57014,503,370
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4905249,272,161
Used Vehicle Loans 2.4904,94650,936,157
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.7502,693116,178,296
Total Other Real Estate Loans/Lines of Credit 4.0001,14835,255,808
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.4906026,018,324
TOTAL LOANS & LEASES 15,059233,071,119

York County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,86554,695,37436610,561,558
    b. 15 Years or less 66535,591,1461118,017,873
Balloon/Hybrid
    a. > 15 years 9716,601,68894,098,625
    b. 15 Years or less 386,661,34541,049,458
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 282,628,74300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 37911,748,394451,769,733
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 76923,507,41413627,800
Open-End Fixed Rate 0000
TOTALS 3,841151,434,10454826,125,047

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 57819,267,6341,769,189
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

York County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes