Woodlawn Federal Credit Union

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A short history of Woodlawn FCU

Since its inception in 1930 the Woodlawn Federal Credit Union has been serving its members in the PAWTUCKET, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ronald thibaudeau, the Woodlawn FCU has grown its membership to over 2,535 with assets of more than $13,480,086. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (401) 728-8300 or email them at ront@woodlawnfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PAWTUCKET, RI.

General Information For Woodlawn FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24714
Address 744 MAIN ST 
State Rhode Island 
Zip-Code 02860
Phone Number (401) 728-8300
Fax Number (401) 728-4520
Email Address: ront@woodlawnfcu.org
CEO/President ronald thibaudeau
Members 2,535 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,480,086 
Website http://woodlawnfcu.org 

Compare Woodlawn Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 0.58
Pawtucket Municipal Employees CU Pawtucket Municipal Employees Federal Credit Union 137 Roosevelt Ave 02860 (401) 728-0500 No 0.64
Alliance Blackstone Valley CU Alliance Blackstone Valley FCU 594 Central Ave 02861 (401) 722-8236 No 1.91
Postal Government Employees CU bRANCH-24 Corliss 24 Corliss ST 02904 (401) 421-2436 No 2.32
Pawtucket CU Putnum Pike Branch 379 Putnam Pike 02917 (401) 349-3628 No 2.99

Woodlawn Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Woodlawn Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 3.99 5.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 202 268 N/A
Rank Among All Rhode Island Credit Unions N/A 6 11 12 N/A

Woodlawn Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 263 N/A
Rank Among All Rhode Island Credit Unions N/A 4 N/A 10 N/A
Woodlawn Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.9008076,833
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.90084142,080
New Vehicle Loans 2.490337,535
Used Vehicle Loans 3.9904552,466,014
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000534,364,518
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.3002269,110
TOTAL LOANS & LEASES 6977,156,090

Woodlawn Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7692,58500
    b. 15 Years or less 12598,50800
    a. > 15 years 0000
    b. 15 Years or less 333,017,754302,814,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 155,67100
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 534,364,518302,814,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Woodlawn Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website No