Winthrop Area Federal Credit Union

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A short history of Winthrop Area FCU

Since its inception in 1937 the Winthrop Area Federal Credit Union has been serving its members in the WINTHROP, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JEFFREY SEGUIN, the Winthrop Area FCU has grown its membership to over 5,915 with assets of more than $66,145,705. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (207) 377-2124 or email them at INFO@WINTHROPCREDITUNION.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINTHROP, ME.

General Information For Winthrop Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2301
Address PO BOX 55 
City WINTHROP 
State Maine 
Zip-Code 04364
Phone Number (207) 377-2124
Fax Number (207) 377-2767
Email Address: INFO@WINTHROPCREDITUNION.ORG
CEO/President JEFFREY SEGUIN
Members 5,915 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 66,145,705 
Website http://WWW.WINTHROPCREDITUNION.ORG 

Compare Winthrop Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Monmouth CU Main Branch 1176 Main St 04259 (207) 933-2667 No 4.59
Trademark CU Scarborough Branch 145 Pleasant Hill Rd 04104 (207) 883-3630 No 7.15
Maine State CU Capitol Street 200 Capitol St 04332 (207) 623-1851 No 8.29
Connected CU 85 Civic Center Drive 85 Civic Center Drive 04330 (207) 623-3857 No 8.52
K V CU Waterville Branch 9 Quarry Rd 04901 (207) 877-9474 No 9.44

Winthrop Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Winthrop Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 4.00 5.50 3.75 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 282 384 102 132
Rank Among All Maine Credit Unions 15 24 36 7 9

Winthrop Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 263 227
Rank Among All Maine Credit Unions N/A 8 9 28 25
Winthrop Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.500237359,532
All Other Unsecured Loans/Lines of Credit 11.000282557,108
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0001343,082,896
Used Vehicle Loans 5.5007758,862,866
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75083722,392,925
Total Other Real Estate Loans/Lines of Credit 4.2501041,262,047
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0002724,272,870
TOTAL LOANS & LEASES 2,64140,790,244

Winthrop Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 58813,637,2233249,200
    b. 15 Years or less 2498,755,7029547,600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 126,87600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1031,235,1715160,000
Open-End Fixed Rate 0000
TOTALS 94123,654,97217956,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Winthrop Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes