Windward Community Federal Credit Union

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A short history of Windward Community FCU

Since its inception in 1953 the Windward Community Federal Credit Union has been serving its members in the KAILUA, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DEBORAH KIM, the Windward Community FCU has grown its membership to over 8,456 with assets of more than $86,955,856. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (808) 254-3566 or email them at wcfcu@wcfcuhawaii.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KAILUA, HI.

General Information For Windward Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8435
Address 6699 Mokapu Rd 
City KAILUA 
State Hawaii 
Zip-Code 96734
Phone Number (808) 254-3566
Fax Number (808) 254-2243
Email Address: wcfcu@wcfcuhawaii.org
CEO/President DEBORAH KIM
Members 8,456 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 86,955,856 
Website http://www.wcfcuhawaii.org 

Compare Windward Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Francis Medical Center CU St. Francis Medical Center FCU 2228 Liliha St Ste 209 96817 (808) 547-6229 No 8.37
Oahu CU OAHU FEDERAL CREDIT UNION 2219 PAUOA Rd 96813 (808) 521-6727 No 8.43
Kuakini Medical And Dental CU Main 1703 Liliha St 96817 (808) 687-6280 No 8.85
University Of Hawaii CU McCully Branch 2019 S King St 96823 (808) 983-5500 No 8.91
Honolulu Fire Department CU Honolulu Fire Department FCU-Main Branch 1200 N School St 96817 (808) 853-2355 No 8.97

Windward Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Windward Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.40 2.25 10.75 4.00 2.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 193 57 764 138 25
Rank Among All Hawaii Credit Unions 10 4 46 11 2

Windward Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.50 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 263 211
Rank Among All Hawaii Credit Unions N/A 14 8 18 13
Windward Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4001,2401,573,756
All Other Unsecured Loans/Lines of Credit 9.9007383,489,944
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2501,3002,929,809
Used Vehicle Loans 10.7502,4075,135,165
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000509,460,005
Total Other Real Estate Loans/Lines of Credit 2.99021414,112,352
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.50065461,927
TOTAL LOANS & LEASES 6,01437,162,958

Windward Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 306,774,67221,113,500
    b. 15 Years or less 181,429,5991113,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 21,255,73400

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 21414,112,3529910,785,931
Open-End Fixed Rate 0000
TOTALS 26423,572,35710212,012,931

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Windward Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes