Windthorst Federal Credit Union

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A short history of Windthorst FCU

Since its inception in 1964 the Windthorst Federal Credit Union has been serving its members in the WINDTHORST, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Koetter, the Windthorst FCU has grown its membership to over 2,659 with assets of more than $50,029,416. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (940) 423-6776 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINDTHORST, TX.

General Information For Windthorst FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16373
Address PO BOX 127 
State Texas 
Zip-Code 76389
Phone Number (940) 423-6776
Fax Number (940) 423-6774
Email Address:
CEO/President Judy Koetter
Members 2,659 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 50,029,416 

Compare Windthorst Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
I.b.e.w. Local #681 CU IBEW Local 681 Credit Union 6111 Old Jacksboro Hwy 76302 (940) 723-1277 No 22.65
Wichita Falls Teachers CU Wichita Falls Teachers Federal Credit Union 4301 Barnett Rd 76308 (940) 692-7096 No 24.18
Midwestern State University CU Midwestern State University Credit Union 3410 Taft Blvd 76308 (940) 397-4622 No 24.81
Union Square CU Burk Office 909 W Kramer Rd 76354 (940) 720-8000 No 26.49
Postel Family CU Broad 1300 Broad St 76301 (940) 761-8600 No 26.60

Windthorst Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Windthorst Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.30 3.40 4.34 5.89 5.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 183 197 244 362 255
Rank Among All Texas Credit Unions 40 71 90 108 50

Windthorst Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.40 0.40 N/A 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 79 75 N/A 174 158
Rank Among All Texas Credit Unions 15 25 N/A 54 31
Windthorst Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.300279400,356
All Other Unsecured Loans/Lines of Credit 10.850272754,418
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.400841,830,769
Used Vehicle Loans 4.3404184,862,014
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.89014310,839,285
Total Other Real Estate Loans/Lines of Credit 5.2003199,344
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5302075,097,315
TOTAL LOANS & LEASES 1,40623,983,501

Windthorst Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 252,595,0232147,746
    b. 15 Years or less 1178,187,599192,138,255
    a. > 15 years 0000
    b. 15 Years or less 156,66300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3199,34400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 14611,038,629212,286,001


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Windthorst Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes