Wichita Falls Teachers Federal Credit Union

A short history of Wichita Falls Teachers FCU

Since its inception in 1937 the Wichita Falls Teachers Federal Credit Union has been serving its members in the Wichita Falls, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Angela Clark, the Wichita Falls Teachers FCU has grown its membership to over 6,222 with assets of more than $78,750,651. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (940) 692-7096 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita Falls, TX.

General Information For Wichita Falls Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Wichita Falls Teachers Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Midwestern State University CU	Midwestern State University Credit Union	3410 Taft Blvd	76308	(940) 397-4622	No	1.79
I.b.e.w. Local #681 CU	IBEW Local 681 Credit Union	6111 Old Jacksboro Hwy	76302	(940) 723-1277	No	2.50
Union Square CU	Burk Office	909 W Kramer Rd	76354	(940) 720-8000	No	3.86
Postel Family CU	Broad	1300 Broad St	76301	(940) 761-8600	No	3.96
Wichita Falls CU	WFFCU Main	2100 Seymour Hwy	76301	(940) 322-9328	No	3.98

Wichita Falls Teachers Federal Credit Union Financial Performance Charts

Financial Data

Wichita Falls Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.49	3.66	4.26	3.28	5.41
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	200	230	233	47	279
Rank Among All Texas Credit Unions	44	85	86	10	57

Wichita Falls Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.10	N/A	0.25	0.75
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	129	N/A	310	192
Rank Among All Texas Credit Unions	35	47	N/A	108	46

Wichita Falls Teachers Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.490	1,236	2,403,993
All Other Unsecured Loans/Lines of Credit	11.440	1,272	8,090,763
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.660	292	5,979,893
Used Vehicle Loans	4.260	1,109	14,900,022
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.280	3	99,221
Total Other Real Estate Loans/Lines of Credit	5.410	175	6,624,086
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.990	215	2,773,936
TOTAL LOANS & LEASES		4,302	40,871,914

Wichita Falls Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	60,900	0	0
b. 15 Years or less	2	38,321	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	175	6,624,086	19	790,183
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	178	6,723,307	19	790,183

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Wichita Falls Teachers Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes