White Rose Credit Union

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A short history of White Rose CU

Since its inception in 1950 the White Rose Credit Union has been serving its members in the York, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Kauffman, the White Rose CU has grown its membership to over 10,851 with assets of more than $75,110,371. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (717) 755-9773 or email them at mailbox@whiterosecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in York, PA.

General Information For White Rose CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68296
Address 3498 Industrial Drive 
City York 
State Pennsylvania 
Zip-Code 17402
Phone Number (717) 755-9773
Fax Number () -
Email Address: mailbox@whiterosecu.com
CEO/President Debra Kauffman
Members 10,851 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 75,110,371 
Website http://whiterosecu.com 

Compare White Rose Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
York Educational CU Red Lion Student Branch 200 Horace Mann Ave 17356 19429 No 2.16
Heritage Valley CU Pleasant Valley Road Office 2400 Pleasant Valley Rd 17402 (717) 840-4981 No 3.00
Wilmac Employees' CU Wilmac 209 N Beaver St 17405 (717) 854-7857 No 3.68
Pace Resources CU PACE Resources Federal Credit Union 400 Seaks Run Rd 17327 (717) 227-3316 No 4.01
West York Area School Dist Em CU West York Area School District Employees Federal Credit Union 1701 W Market St 17404 (717) 843-6559 No 5.23

White Rose Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

White Rose Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.49 4.73 7.39 3.66 4.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 296 366 577 90 174
Rank Among All Pennsylvania Credit Unions 48 124 164 20 64

White Rose Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.49 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 268 259
Rank Among All Pennsylvania Credit Unions N/A 32 19 73 55
White Rose Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.4901,1071,993,140
All Other Unsecured Loans/Lines of Credit 10.8808514,742,254
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.000561,361,139
New Vehicle Loans 4.7303115,777,975
Used Vehicle Loans 7.39093611,081,538
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.66017413,903,916
Total Other Real Estate Loans/Lines of Credit 4.5502797,646,546
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.85042285,468
TOTAL LOANS & LEASES 3,75646,791,976

White Rose Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 182,240,996188,000
    b. 15 Years or less 15611,662,920201,985,094
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1033,079,0765196,762
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1764,567,47017831,796
Open-End Fixed Rate 0000
TOTALS 45321,550,462433,101,652


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

White Rose Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes