White County Federal Credit Union

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A short history of White County FCU

Since its inception in 1958 the White County Federal Credit Union has been serving its members in the SEARCY, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William McKnight, the White County FCU has grown its membership to over 2,637 with assets of more than $15,663,311. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (501) 268-3122 or email them at leden@whitecountyfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SEARCY, AR.

General Information For White County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24428
Address 508 W BEEBE CAPPS EXPY 
City SEARCY 
State Arkansas 
Zip-Code 72143
Phone Number (501) 268-3122
Fax Number (501) 268-7850
Email Address: leden@whitecountyfcu.org
CEO/President William McKnight
Members 2,637 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,663,311 
Website http://www.whitecountyfcu.org 

Compare White County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Natural State CU NATURAL STATE FEDERAL CREDIT UNION 901 S MAIN ST 72145 (501) 268-9301 No 1.71

White County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


White County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.74 6.15 5.50 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 367 458 324 391
Rank Among All Arkansas Credit Unions N/A 31 30 13 13

White County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.29 N/A 0.96 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 89 N/A 181 N/A
Rank Among All Arkansas Credit Unions 7 7 N/A 7 N/A
White County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.300340772,126
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.74033880,644
Used Vehicle Loans 6.1506607,386,078
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500231,147,032
Total Other Real Estate Loans/Lines of Credit 6.5006159,881
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4302491,785,006
TOTAL LOANS & LEASES 1,31112,130,767

White County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2204,5972204,597
    b. 15 Years or less 21942,4355200,656
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 6159,881148,592
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 291,306,9138453,845

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

White County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes